Lennox International

Credit Risk Analyst

Job Locations US-TX-Richardson
Requisition #
2025-49231
Category
Finance/Accounting
Shift / Hours
Regular

Company Overview

 

Lennox (NYSE: LII) Driven by 130 years of legacy, HVAC and refrigeration success, Lennox provides our residential and commercial customers with industry-leading climate-control solutions. At Lennox, we win as a team, aiming for excellence and delivering innovative, sustainable products and services. Our culture guides us and creates a workplace where all employees feel heard and welcomed. Lennox is a global community that values each team member’s contributions and offers a supportive environment for career development. Come, stay, and grow with us.

 

Job Description

This analyst researches and analyzes credit risks and credit history on moderately complex accounts in order to approve or disapprove credit extensions, making recommendations to leadership on higher dollar or high-risk deals both verbal and written.

 

WHAT YOU'LL BE DOING: 

 

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Generate financial ratios using computer programs to evaluate the customers' financial status.
  • Establish initial credit limits and maintain credit limits and exposure to higher dollar and/ or higher risk accounts.
  • Consult with customers to resolve and verify financial and credit transactions.
  • Work with LII Legal to advise, draft, and maintain security agreements and other commercial instruments to secure credit limits and mitigate accounts receivable risk.
  • Work with outside attorney’s and attorneys’ offices in foreign countries to draft, present, and formally register legal credit documents applicable and enforceable in these foreign jurisdictions. 
  • Present written and verbal credit recommendations to management and upper-level leadership teams.
  • Monitor credit risk and quality of receivables through monthly and ad hoc reports, tracking risk indicators and changes in risk composition.
  • Assign uncollectible accounts to third party agencies, track and monitor agency performance.
  • Negotiate special account workouts, repayment plans, and settlements.
  • Manage bankruptcy proceedings, filing proof of claim and working with Credit & Collections and management teams to limit our preference exposure.
  • Track and monitor bad performance for each Business Unit.

 

Qualifications

 

WHAT WE ARE LOOKING FOR:

 

  • Requires a bachelor's degree or an equivalent combination of education and experience.
  • Requires at least 1 year related experience.
    Proficient in Microsoft Office and other productivity software systems.
  • Strong analytical, numeracy and research skills.
  • Excellent communication skills. Solid negotiation and leadership skills.
  • Excellent customer relations skills.

 

WHAT WE OFFER:

At Lennox, we realize that our greatest assets are our employees. This is why we are committed to providing limitless opportunities for growth and development of all our employees, largely promoting from within the organization. Lennox offers employees a variety of flexible work options. This role is based in the office Monday through Thursday, with the option to work remotely on Fridays.

 

Benefits:

  • Competitive base salary
  • Excellent medical plans designed to support healthy lifestyles
  • Mental and financial health programs
  • Outstanding 401k with company match and 1-year bonus 
  • Employee Stock Purchase Program 
  • Community involvement opportunities 
  • Robust Employee Assistance Program
  • Relocation assistance is available 
  • And much, much more!

The compensation range for this position is approximately $62,000 - $81,000 and will be based on the candidate’s qualification, experience, and education

 

OUR CULTURE

 

At Lennox, our Core Values of Integrity, Respect & Excellence are ingrained in the fabric of the organization.  They define our culture – which is about how we do business and how we treat others. Lennox is not just a workplace; we are a global community that values each team member’s contributions. As an equal opportunity employer, we are committed to recruit, develop, and retain talented individuals from a wide range of backgrounds, ensuring that everyone has the opportunity to succeed and contribute to our continued growth and success. At Lennox, you’ll take pride in our brands, knowing you are part of something special. Come, stay, and grow with us!

 

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